Indemnity Plans

Hospital Indemnity

Provides coverage for hospital stays, emergency room visits, urgent care visits, outpatient surgeries, physical therapy visits, outpatient major diagnostic exams, and more.

Cancer and Critical Illness

Pays lump-sum benefits when you're diagnosed with internal cancer, or critical health issues like heart attacks and strokes. The cash benefits are available in addition to any other insurance you may have and can be used for whatever you'd like.

Dental, Vision, & Hearing

Whether you're looking for a policy to just cover one, two, or all three of these benefits, you've got plenty of options. Many plans include coverage for out-of-network providers. Some plans even pay based on actual charges instead of Usual, Customary, and Reasonable.

Accident Policies

Cash benefits for covered accidents so you can pay your medical bills, replace lost income, or even cover unrelated expenses if you want.

Travel Insurance

Single trips, multiple trips, missions trips, foreign missionaries, expatriates working abroad...whatever your situation, you need to make sure you're covered. These policies provide more than just medical coverage when you're traveling.

Identity Theft Protection

Long before your identity is compromised, you are at risk. Our information is readily available and we need to be proactive about protecting it. But we need to go a step farther by having coverage in place to help restore our ID and our credit once it has been stolen.